Construction Insurance Application

  • Posted on: 11 March 2024
  • By: BCUCIPP_a

For projects that must be placed under the OCIP, please complete the Construction Application Form and forward it to UCIPP (protection.program@bcucipp.org). 

Due to ongoing challenges in the insurance market, please ensure the following minimum lead times are met to allow UCIPP time to place coverage:

FOUR (4) WEEKS before construction starts:

  • Projects with estimated construction values below $50 million:
    • Wrap Up Liability (WUL) required only (i.e., ministry has agreed to self-insure the Course of Construction (COC)).

SIX (6) WEEKS before construction starts:

  • Projects with estimated construction values below $25 million:
    • WUL and commercially placed COC required; and,
    • Projects having wood frame or mass timber construction components.
  • Projects with estimated construction value below $50 million:
    • WUL required only (i.e., ministry has agreed to self-insure the COC); and,
    • Liability limits greater than $10 million required.
  • Projects with estimated construction values below $50 million:
    • WUL and commercially placed COC required; and are:
      • projects above 15 stories;
      • projects involving more than $500,000 for blasting or demolition work;
      • projects involving caisson work, tunnelling, airport work (including helicopter pads), or marine work.
  • Projects with estimated construction value between $50 million and $150 million:
    • WUL and commercially placed COC or ministry self-insured COC.

THREE to FOUR MONTHS (3 – 4 months) before construction starts:

  • Projects with estimated construction value more than $25 million:
    • WUL and commercially placed COC required; and,
    • Projects to have wood frame or mass timber components.
  • Projects with estimated construction value more than $150 million:
    • WUL and commercially placed COC required.

If you have any questions about placing coverage under the OCIP or wish to submit a completed Construction Insurance Application, please email protection.program@bcucipp.org or call (250) 356-1794.